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Visa Inc (V)

Financial Services
Servicios Financieros
sensible a tipos de interés
dividend achiever

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a solution that facilitates the delivery of funds to eligible cards, bank accounts, and digital wallets; Visa B2B Connect, a multilateral business-to-business cross-border payments network; Visa Cross-Border Solution, a cross-border consumer payments solution; and Visa DPS that provides a range of value-added services, including fraud mitigation, dispute management, data analytics, campaign management, a suite of digital solutions, and contact center services. The company also provides acceptance solutions, which include Cybersource and Authorize.net that provides new and enhanced payment integrations with ecommerce platforms, enabling sellers and acquirers to offer tailored commerce experiences; risk and identity solutions, such as Visa Advanced Authorization, Visa Secure, Visa Consumer Authentication Service, Visa Protect Authentication Intelligence, and Visa Provisioning Intelligence; and Visa Consulting and Analytics, a payment consulting advisory services. It provides its services under the Visa, Visa Electron, Interlink, V PAY, and PLUS brands. The company serves merchants, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

Precio Actual

$331.24
+1.28% vs día anterior

Capitalización

633B

Desviación

-6.72%

Y/Y Growth

9.9%

EBIT Margin

68%

ROIC

31%

PEG Ratio

2.24

ROE

47%

3Y EPS Growth

11.6%

Dividend Yield

0.74%

Net Debt / EBITDA

0.2x

Proyecciones CAGR

Proyecciones de tasa de crecimiento anual compuesta basadas en diferentes modelos de valoración. CAGR EV/FCF es la métrica principal.

CAGR EV/FCF
12.7%
CAGR EV/FCF (2025):
7.2%
CAGR Prom.:
13.3%
CAGR P/E:
13.6%
CAGR EV/EBITDA: 13.3%
CAGR EV/EBIT: 13.4%
Precio de compra para +15%:
$293.03

Múltiplos de Valoración

Múltiplos de valoración utilizados para las estimaciones de CAGR y precios objetivo.

P/E
26x
(Fair: 32x)
EV/FCF
26x
EV/EBITDA
20x
EV/EBIT
21x

Gráfico de Evolución del Precio

Precios Objetivo FCF

Precios futuros estimados de la acción basados en proyecciones de flujo de caja libre.

Notas

Rendimiento Histórico vs. Índices

Rendimiento anual (YTD) de la acción comparado con índices y materias primas de referencia.

Media vs. Bitcoin
-170.78%
Media vs. Gold
+1.61%
Media vs. Bono USA 7-10y
+17.10%
Media vs. Bono USA 1-3y
+16.55%
Media vs. Bono USA 20+y
+18.68%
Media vs. Dow Jones
+5.19%
Media vs. S&P 500
+2.31%
Media vs. NASDAQ 100
-3.11%
Media vs. MSCI World
+4.93%
Media vs. Russell 2000
+6.80%
Media vs. STOXX Europe 600
+11.11%
Rendimiento anual de cada inversión. La línea discontinua marca el 0% (punto de equilibrio).
Año
Rendimiento V
Rendimiento Bitcoin
Rendimiento vs. Bitcoin
Rendimiento Gold
Rendimiento vs. Gold
Rendimiento Bono USA 7-10y
Rendimiento vs. Bono USA 7-10y
Rendimiento Bono USA 1-3y
Rendimiento vs. Bono USA 1-3y
Rendimiento Bono USA 20+y
Rendimiento vs. Bono USA 20+y
Rendimiento Dow Jones
Rendimiento vs. Dow Jones
Rendimiento S&P 500
Rendimiento vs. S&P 500
Rendimiento NASDAQ 100
Rendimiento vs. NASDAQ 100
Rendimiento MSCI World
Rendimiento vs. MSCI World
Rendimiento Russell 2000
Rendimiento vs. Russell 2000
Rendimiento STOXX Europe 600
Rendimiento vs. STOXX Europe 600
2025
YTD en Vivo
5.36%-1.40%+6.76%57.46%-52.10%4.29%+1.06%0.99%+4.37%0.69%+4.67%13.12%-7.77%16.85%-11.49%22.29%-16.93%20.22%-14.86%12.99%-7.63%13.34%-7.98%
2024
22.08%110.77%-88.69%26.96%-4.87%-3.73%+25.81%0.05%+22.04%-11.17%+33.25%12.80%+9.28%24.01%-1.93%30.78%-8.69%17.88%+4.20%10.80%+11.29%5.50%+16.58%
2023
25.54%153.66%-128.12%11.76%+13.78%-0.15%+25.68%0.98%+24.55%-2.54%+28.08%13.74%+11.80%24.73%+0.81%44.52%-18.98%21.92%+3.61%15.78%+9.75%11.67%+13.86%
2022
-6.17%-65.23%+59.05%0.78%-6.95%-15.93%+9.76%-5.00%-1.18%-31.00%+24.83%-9.40%+3.22%-19.95%+13.78%-33.89%+27.72%-19.70%+13.53%-22.50%+16.33%-13.29%+7.11%
2021
-0.48%60.33%-60.81%-6.24%+5.75%-4.15%+3.67%-0.98%+0.50%-5.94%+5.45%20.23%-20.71%28.79%-29.28%23.20%-23.69%21.22%-21.70%15.39%-15.87%21.66%-22.15%
2020
14.45%301.93%-287.48%23.90%-9.46%8.33%+6.12%2.02%+12.43%15.12%-0.68%6.02%+8.43%15.29%-0.85%41.75%-27.30%12.94%+1.51%18.48%-4.04%-4.64%+19.09%
2019
41.36%88.85%-47.49%17.78%+23.59%5.55%+35.81%1.20%+40.17%10.91%+30.45%21.91%+19.45%28.34%+13.03%34.60%+6.76%25.23%+16.14%23.05%+18.31%23.42%+17.95%
2018
15.22%-71.79%+87.01%-3.12%+18.34%-0.97%+16.19%-0.24%+15.46%-3.17%+18.39%-6.03%+21.25%-7.01%+22.23%-5.30%+20.53%-11.16%+26.38%-13.00%+28.22%-13.42%+28.64%
2017
43.42%1,184.56%-1,141.14%11.93%+31.49%0.76%+42.66%-0.63%+44.05%6.03%+37.39%24.33%+19.09%18.42%+25.01%27.16%+16.27%19.45%+23.97%12.45%+30.97%7.16%+36.26%
2016
3.06%109.91%-106.84%6.53%-3.47%-1.15%+4.22%-0.02%+3.09%-1.91%+4.97%15.24%-12.18%11.24%-8.17%9.79%-6.73%6.53%-3.47%22.42%-19.35%1.33%+1.73%
Media16.38%187.16%-170.78%14.77%+1.61%-0.71%+17.10%-0.16%+16.55%-2.30%+18.68%11.20%+5.19%14.07%+2.31%19.49%-3.11%11.45%+4.93%9.59%+6.80%5.27%+11.11%

Historial de Valoración

Historial de cambios significativos en los factores de valoración y precios objetivo a lo largo del tiempo. Los valores resaltados indican un cambio respecto a la valoración anterior.

Fecha de Valoración
Y/Y Growth
EBIT Margin
Net Debt/EBITDA
P/E
EV/FCF
EV/EBITDA
EV/EBIT
Objetivo 2025
Objetivo 2026
Objetivo 2027
Objetivo 2028
Objetivo 2029
11/30/20259.9%68%0.2x26x(32x)26x20x21x$355.10$412.34$464.66$523.33$589.40
11/3/20259.9%68%0.2x28x(28x)28x21x22x$382.70$444.39$500.78$564.00$635.20
9/24/202510.2%68.2%0.2x28x(29x)28x21x22x$297.65$338.84$384.18$432.14$486.10

Historial de Dividendos

Evolución de los dividendos por acción pagados durante los últimos 10 años.Dividend Achiever - 10+ años de crecimiento continuo

Dividend Yield Actual
0.74%
Basado en 2025
Crecimiento Promedio
17.09%
CAGR últimos 10 años
Años Consecutivos
9
Años de crecimiento continuo
AñoDividendo por AcciónCrecimiento
2025
Actual
$2.44+13.49%
2024$2.15+14.97%
2023$1.87+18.35%
2022$1.58+17.91%
2021$1.34+9.84%
2020$1.22+16.19%
2019$1.05+19.32%
2018$0.88+27.54%
2017$0.69+16.95%
2016$0.59-
CAGR de Dividendos (2016 - 2025)
17.09%

Análisis de Outperformance

Rendimiento histórico vs índices principales y métricas de consistencia

Outperformance Promedio vs Índices

Rendimiento promedio comparado con los principales índices del mercado

Outperformance
Underperformance

Evolución del Rendimiento Año a Año

Rendimiento histórico con marcadores de mejores y peores años

🏆Best Year
2017
+43.42%
📉Worst Year
2022
-6.17%

Consistencia de Rendimiento

Porcentaje de años con rendimientos positivos

80%
8 of 10 years positive
Consistent Outperformer
Consistency ScoreExcellent
0%50%70%100%

V has demonstrated exceptional consistency with positive returns in 80% of years, qualifying as a Consistent Outperformer.